Chiropractors - Their Impact on Your Chances of Obtaining Lawsuit Loans? Part I

By Dr. Tom Rhudy

When it comes to lawsuit loans, it is interesting that many payers, many of which are insurance carriers, attempt to convince individuals that your chances of obtaining a strong settlement are diminished if chiropractors are providing services. It is quite evident that this is simply not true after reviewing thousands of cases.

Many physicians have no interest in providing services for patients suffering personal injuries, for which major medical insurance is not available. Why? Because there are no guarantees that the provider will be paid for services rendered.

A physician who agrees to see you following such injuries, perhaps twice, will never acknowledge that it was someone else's negligence that caused your injuries. This is done to enable the physician to get paid by the insurance carrier.

Unfortunately, giving the insurance carrier documents that suggest that you failed to even mention the incident that resulted in your injuries on those visits when you sought medical attention following that incident that serves as the basis of the claim for which a lawsuit loan is requested, severely compromises your case.

On the other hand, chiropractors, will agree to provide care and treatment to such patients. Working closely with you and your attorney, the chiropractor will agree to await settlement. The inability to obtain medical attention from physicians and surgeons if you have neither insurance nor the means to pay for these services on the date administered, are factors that make these services a tremendous value.

The treatment of injuries that often occur subsequent to the personal injuries that result from others' negligence and serve as the likely basis of the lawsuit loan requested is an area in which chiropractors receive extensive training in evaluation and diagnosis. You are awaiting settlement on the claim you filed as a result of injuries, necessitating your need for a lawsuit loan. - 29969

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