Motorcycle Insurance

By Susan Reynolds

Tired of being confronted with bikers flouting the law, other law enforcement agencies are considering adopting the scheme. In particular they are tired of encountering young residents of housing estates who believe that by riding their scooters within their estate perimeters, they are beyond the reach of the law, or who feel that riding on the estate does not pose a risk to themselves or others and thus consider purchasing insurance a waste of money and too much of a bother.

Sergeant Nigel Nevard of the Kent police department has sent out word to bikers in his city stating that their lawless behavior will not be tolerated. He is confident that when they are caught they will be prosecuted with fines and possibly may include bike seizures.

In 2007 an estimated 6.5 percent of motor vehicle owners were evading taxes and insurance.

The number of bikes that were considered "active-stock", meaning that they weren't operated on roadways but were still obligated to pay tax by law was an even higher number at 9.8 percent. This sum is made up of bikes whose major function is for exhibition or demonstration, but is rode to the destination. Of all motorists who use the road, bikers? posses the highest percentage of users who forgo insurance and display an ongoing unwillingness to acquire insurance an act that endangers not only themselves but all other motorist as well.

These vehicle owners are avoiding all insurance, including liability, which is a requirement in all states and lack of this or any insurance is a crime. Children are also receiving high powered vehicles as gifts from their parents. These inexpensive vehicles, including power scooters, mini-motorbikes, and quad bikes, can easily travel forty miles an hour. Some of these motor vehicles can exceed 60 miles per hour.

The parents who buy these gifts often think that they are just toys and are not included under the third party cover law. Since 2002, the problem concerning these insured vehicles has risen by an estimated ten-fold increase of sales. These gifts are easier to buy with the expansion of the internet market and can be bought for a very reasonable price.

Plus, they add, all these new low-quality machines rarely come with satisfactory safety precautions from the suppliers. They hope the new message they are putting out will be clear: if it can be used on the road it has the potential to endanger other road users and you need to insure it. If you don't, you might not only lose your machine, you might gain a criminal record. - 29969

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