International Health Insurance Plan

By Ray Sondeo

The universal healthcare debate occurring in the United States often raises questions about similar programs employed internationally. But what Americans traveling abroad may not realize is that the coverage available to citizens of other countries may not also be available to them. Additionally, U.S. citizens living abroad or traveling internationally may find that their current insurance policy has many limitations in regards to what sort of coverage they're allowed overseas. With that in mind, it's a great idea to buy an citizen secure international insurance policy whenever living internationally or traveling abroad for an extended period.

Even if the country you're visiting has a superior nationalized healthcare program, you may not be able to participate in it as a visitor. For trips lasting less than a few months, be sure to educate yourself on what sort of international insurance coverage you'll need to ensure that you'll be secure in the event of an unforeseen medical event.

If you're planning to live in a foreign country for six months or more, you'll definitely want to buy a special insurance policy like the Citizen Secure Insurance plan. A plan like this one, which is backed by Lloyds of London, ensures that your international medical care needs will be covered in most any situation.

Every citizen secure insurance policy has its own guidelines regarding eligibility, so it's a good idea to have a conversation around that topic with your provider. For example, the Citizen Secure plan mentioned in the prior paragraph offers insurance coverage to people from ages-- days to 74 years, and it also carries with it the stipulation that the bearer must reside abroad for a six month minimum.

These types of plans offer more comprehensive coverage, often including issues like mental health and even transplants. Additionally, when selecting plans for longer-term stays, you may want to consider the area you're residing in, as supplemental evacuation coverage can be added to these policies. International health insurance can be the difference between getting the high-level care you deserve during a personal or national emergency.

The Citizens Secure International policy and others like it offer additional features beyond medical assistance. These may include features like travelers assistance, which includes help with locating baggage lost during your travels, wiring funds electronically and contacting family, friends, and colleagues should communication be hindered by an emergency.

You can also tailor your plan to meet the nuances of your lifestyle. For example, supplemental sports coverage is offered through the Citizen Secure insurance plan, so that if your stay involves high-risk sports activities like mountain climbing, you can purchase additional superior coverage.

International health insurance is something short-term travelers should definitely consider, and for those living internationally for six months or more it's simply something they absolutely need to have. Consider the area you'll be residing in, how long you'll be staying, what you'll be doing during your stay, and you'll be able to find the right plan for you. - 29969

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